Use Cases
Contents
- 1 Real Goals. Specific Answers.
- 1.0.1 How much SIP to reach ₹1 Crore in 10 years?
- 1.0.2 Corpus needed to earn ₹50,000/month from SWP?
- 1.0.3 How much does ₹10,000/month SIP grow in 20 years?
- 1.0.4 What CAGR is needed to double money in 5 years?
- 1.0.5 How much lumpsum becomes ₹1 Crore in 15 years?
- 1.0.6 What will ₹5 lakh in FD become after 5 years?
- 1.0.7 Monthly SIP needed to retire with ₹3 Crore at 60?
- 1.0.8 Step-up SIP of ₹5,000 growing 10% yearly in 15 years?
- 1.0.9 Take-home salary on ₹12 LPA under new regime?
- 1.0.10 Tax saved with full ₹1.5 lakh in Section 80C?
- 1.0.11 Old vs New Regime at ₹15 LPA — which saves more?
- 1.0.12 HRA exemption on ₹8 LPA in a metro city?
- 1.0.13 Capital gains tax selling ₹5 lakh equity MF held 2 years?
- 1.0.14 TDS on ₹1 lakh professional fee?
- 1.0.15 Tax on FD interest of ₹60,000/year?
- 1.0.16 EMI on a ₹50 lakh home loan for 20 years at 8.5%?
- 1.0.17 Interest saved prepaying ₹5 lakh on home loan?
- 1.0.18 Home loan on ₹1 lakh monthly salary?
- 1.0.19 EMI on a ₹10 lakh personal loan for 5 years at 14%?
- 1.0.20 Car loan on ₹60,000 monthly salary?
- 1.0.21 Stamp duty on a ₹75 lakh flat in Maharashtra?
- 1.0.22 Prepay home loan vs invest in SIP?
- 1.0.23 Corpus to retire with ₹40,000/month expenses?
- 1.0.24 EPF at retirement on ₹50,000/month salary?
- 1.0.25 PPF maturity on ₹1.5 lakh/year for 15 years?
- 1.0.26 NPS pension on ₹5,000/month starting at 30?
- 1.0.27 Gratuity after 10 years on ₹80,000 last salary?
- 1.0.28 Break-even for ₹2 lakh fixed cost and ₹500 margin?
- 1.0.29 GST on a ₹50,000 invoice at 18%?
- 1.0.30 ROI on ₹50,000 marketing spend → ₹80,000 revenue?
Real Goals. Specific Answers.
30 pre-filled calculator scenarios for the questions people actually search — with the answer above the fold and the math you can adjust below.
Free· No sign-up· Pre-filled with realistic numbers
How much SIP to reach ₹1 Crore in 10 years?
The exact monthly SIP needed at 12% to hit ₹1 crore in 10 years.
Get the answer →Corpus needed to earn ₹50,000/month from SWP?
Minimum lump sum to withdraw ₹50,000/month without depleting principal.
Get the answer →How much does ₹10,000/month SIP grow in 20 years?
What a ₹10,000 monthly SIP at 12% annual return becomes over two decades.
Get the answer →What CAGR is needed to double money in 5 years?
The return rate required to double any lump sum in exactly 5 years.
Get the answer →How much lumpsum becomes ₹1 Crore in 15 years?
Working backwards — how much to invest today at 12% to reach ₹1 crore in 15 years.
Get the answer →What will ₹5 lakh in FD become after 5 years?
₹5 lakh at 7.1% compounded quarterly — maturity amount and effective yield.
Get the answer →Monthly SIP needed to retire with ₹3 Crore at 60?
Starting at 30 — the monthly SIP at 12% to accumulate ₹3 crore by age 60.
Get the answer →Step-up SIP of ₹5,000 growing 10% yearly in 15 years?
Starting at ₹5,000/month with 10% annual step-up — corpus after 15 years.
Get the answer →Take-home salary on ₹12 LPA under new regime?
Gross CTC ₹12 lakh — under FY 2025–26 new regime, Section 87A rebate makes tax payable zero up to ₹12 L taxable.
Get the answer →Tax saved with full ₹1.5 lakh in Section 80C?
Exact tax saving from maxing out 80C at ₹1.5 lakh — varies by income slab.
Get the answer →Old vs New Regime at ₹15 LPA — which saves more?
At ₹15 lakh gross — full old-regime deductions vs flat new regime, side by side.
Get the answer →HRA exemption on ₹8 LPA in a metro city?
Basic ₹4 lakh, rent ₹20,000/month, metro — HRA exemption using all three conditions.
Get the answer →Capital gains tax selling ₹5 lakh equity MF held 2 years?
LTCG at 12.5% above ₹1.25 lakh exemption on ₹3.75 lakh taxable gain.
Get the answer →TDS on ₹1 lakh professional fee?
Section 194J — TDS at 10% on professional fees. Net payment and gross-up.
Get the answer →Tax on FD interest of ₹60,000/year?
FD interest above ₹40,000 — TDS at 10% by bank. Net vs gross interest received.
Get the answer →EMI on a ₹50 lakh home loan for 20 years at 8.5%?
Full amortization — monthly EMI, total interest paid, total amount payable.
Get the answer →Interest saved prepaying ₹5 lakh on home loan?
On a ₹50L/20yr/9% loan — a ₹5 lakh prepayment in Year 3 saves this much interest.
Get the answer →Home loan on ₹1 lakh monthly salary?
Banks approve EMI at 40–50% of net income — eligible loan at current rates.
Get the answer →EMI on a ₹10 lakh personal loan for 5 years at 14%?
Total interest burden — EMI, total payable, and effective cost of borrowing.
Get the answer →Car loan on ₹60,000 monthly salary?
EMI eligibility at 40% of salary — standard 4-year car loan at 10%.
Get the answer →Stamp duty on a ₹75 lakh flat in Maharashtra?
Stamp duty at 6% + registration fee on a Maharashtra metro property — total registration cost.
Get the answer →Prepay home loan vs invest in SIP?
Home loan at 9% vs equity SIP at 12% — post-tax comparison for ₹5 lakh surplus.
Get the answer →Corpus to retire with ₹40,000/month expenses?
Conservative 6% perpetual return — lumpsum that generates ₹40,000/month income without depleting principal.
Get the answer →EPF at retirement on ₹50,000/month salary?
Employee + employer EPF at 8.25% (FY 2024–25 rate) over 30 years on ₹50,000 monthly salary.
Get the answer →PPF maturity on ₹1.5 lakh/year for 15 years?
Maximum PPF at 7.1% — maturity amount, interest earned, EEE tax status.
Get the answer →NPS pension on ₹5,000/month starting at 30?
NPS corpus at 60, lump sum, annuity corpus, and estimated monthly pension.
Get the answer →Gratuity after 10 years on ₹80,000 last salary?
Formula: (15 × last salary × years) / 26 — for companies covered under the Act.
Get the answer →Break-even for ₹2 lakh fixed cost and ₹500 margin?
Fixed ₹2 lakh, variable ₹200/unit, selling ₹500 — break-even units and revenue.
Get the answer →GST on a ₹50,000 invoice at 18%?
CGST + SGST for intra-state, IGST for inter-state — on a ₹50,000 service invoice.
Get the answer →ROI on ₹50,000 marketing spend → ₹80,000 revenue?
Net profit ₹30,000 on ₹50,000 spend — marketing ROI, ROAS, and benchmarks.
Get the answer →