Comparisons
Compare Your Options — Side-by-Side
30 side-by-side comparison calculators. Run two strategies on the same numbers and see which wins — with a verdict that updates as you adjust the inputs.
Free to use· No sign-up· Updated FY 2026–27
Investment
SIP vs Lumpsum
Same total amount, same return, same period — which strategy builds more wealth at maturity?
Compare side-by-side → InvestmentSIP vs Fixed Deposit
Equity SIP vs bank FD after tax — the classic safe-vs-growth debate with real ₹ numbers.
Compare side-by-side → InvestmentRecurring Deposit vs SIP
Same disciplined monthly habit, very different long-term outcomes. See the compounding gap.
Compare side-by-side → InvestmentMutual Funds vs Stocks
Hands-off SIP vs hand-picked portfolio — what’s the real trade-off in returns and effort?
Compare side-by-side → InvestmentActive Fund vs Index Fund
Active managers try to beat the benchmark. Index funds track it cheaply. The expense ratio decides.
Compare side-by-side → InvestmentGold vs Mutual Fund
Traditional store of value vs equity growth — how both fit into a long-term portfolio.
Compare side-by-side → InvestmentStocks vs Real Estate
Equity index appreciation vs property — rental yield, leverage, and liquidity compared.
Compare side-by-side → InvestmentCAGR vs XIRR
Two return metrics, two completely different answers. Learn why XIRR is what actually matters for SIP investors.
Compare side-by-side → InvestmentSWP vs FD Interest Payout
Monthly income from a mutual fund SWP vs a fixed deposit interest payout — post-tax comparison.
Compare side-by-side → InvestmentLumpsum vs Step-Up SIP
One-time investment vs a SIP that grows annually — which compounds more over 10–20 years?
Compare side-by-side → InvestmentEmergency Fund vs Investing
How much cash before you invest — and what the certainty costs in forgone growth.
Compare side-by-side → InvestmentDirect vs Regular Mutual Fund
Identical portfolio, identical manager. See what the commission inside the expense ratio compounds to.
Compare side-by-side → InvestmentGrowth vs IDCW
An IDCW payout comes out of your own NAV and is taxed at slab. Growth simply compounds.
Compare side-by-side → InvestmentETF vs Mutual Fund
Cheaper on expense ratio, dearer on spread and brokerage — which wins once you count both.
Compare side-by-side → InvestmentGold vs Fixed Deposit
A contracted rate against an assumed price, and what each does to purchasing power.
Compare side-by-side → InvestmentNPS vs Mutual Fund
The cheapest fund management in India, against the compulsory annuity at the end of it.
Compare side-by-side → InvestmentAnnuity vs SWP
Income for life decided by an insurer, or income you control until the corpus runs out.
Compare side-by-side →Tax & Savings
Old vs New Tax Regime
FY 2026–27 side-by-side tax comparison with all deductions. See which regime saves you more.
Compare side-by-side → Tax & SavingsPPF vs ELSS
Both qualify under Section 80C — but with completely different risk-return profiles. Pick the right tax-saver.
Compare side-by-side → Tax & SavingsNPS vs PPF
Equity-linked NPS Tier-1 vs guaranteed-return PPF — two pillars of retirement savings, compared directly.
Compare side-by-side → Tax & SavingsEPF vs PPF
Employer-matched EPF vs voluntary PPF — both are tax-free, both are essential. Know the difference.
Compare side-by-side → Tax & SavingsELSS vs NPS
Tax-saving mutual fund with 3-year lock-in vs pension scheme with 60-year exit. Which fits your timeline?
Compare side-by-side → Tax & SavingsSSY vs PPF
Sukanya Samriddhi Yojana vs PPF — both government-backed, but SSY has a higher rate. When to choose which.
Compare side-by-side → Tax & SavingsLTCG vs STCG on Equity
Hold for 12 months vs sell early — how the 12.5% vs 20% tax rate gap affects your net profit.
Compare side-by-side → Tax & SavingsFD vs Debt Mutual Fund
Bank FD with TDS vs debt fund taxed at slab rate — the post-tax return comparison for conservative investors.
Compare side-by-side → Tax & Savings80C vs 80D Deductions
Section 80C (₹1.5L limit) vs Section 80D (health insurance premium) — how both reduce your taxable income.
Compare side-by-side → Tax & SavingsEPF vs NPS
Mandatory provident fund vs voluntary pension scheme — contribution flexibility, returns, and withdrawal rules compared.
Compare side-by-side → Tax & SavingsPPF vs Fixed Deposit
Both safe, but only one is tax free at every stage — and only one locks money for 15 years.
Compare side-by-side → Tax & SavingsSCSS vs POMIS
Two government income schemes for retirees: different rates, ceilings and payout rhythms.
Compare side-by-side →Loans & Property
Buy vs Rent
Home loan EMI + ownership costs vs renting and investing the difference. Which leaves you wealthier in 15 years?
Compare side-by-side → Loans & PropertyHome Loan vs Loan Against Property
Fresh purchase loan vs borrowing against existing property — rate, LTV, eligibility, and tax treatment compared.
Compare side-by-side → Loans & PropertyHome Loan Prepayment vs SIP
Use surplus cash to close the loan faster or invest in SIP? The post-tax math usually favours one.
Compare side-by-side → Loans & PropertyPersonal Loan vs Credit Card EMI
Convenience vs cost — two short-term financing options with very different effective interest rates.
Compare side-by-side → Loans & PropertyFloating vs Fixed Home Loan Rate
MCLR-linked floating rate vs fixed rate — which costs less over a 20-year tenure as rates cycle?
Compare side-by-side → Loans & PropertyHome Loan vs Personal Loan
Secured and cheap against unsecured and fast — and why the cheaper rate can cost more interest.
Compare side-by-side → Loans & PropertyShorter vs Longer Loan Tenure
What the lower EMI actually costs, priced per month over the full term.
Compare side-by-side → Loans & PropertyEMI Reduction vs Tenure Reduction
After a prepayment the lender offers a choice. The two answers are worth very different amounts.
Compare side-by-side → Loans & PropertyDebt Repayment vs Investing
A guaranteed saving at your borrowing rate against an uncertain return at the market’s.
Compare side-by-side →Insurance
Term Insurance vs ULIP
Pure protection vs bundled insurance + investment. Why ‘buy term and invest the rest’ usually wins on numbers.
Compare side-by-side → InsuranceEndowment Policy vs Term + Invest
Traditional life insurance with low IRR vs cheap term cover + mutual fund. The real cost of bundled products.
Compare side-by-side → InsuranceIndividual vs Family Floater Health Insurance
Separate plans for each member vs a single floating sum insured — premium, coverage, and claim risk compared.
Compare side-by-side →Business
Sole Proprietorship vs Private Limited
Simpler compliance vs limited liability and investor-readiness — the structural trade-off for small business owners.
Compare side-by-side → BusinessGST Composition vs Regular GST
1–6% flat turnover tax vs full input-output GST filing — which suits your business size and type?
Compare side-by-side → BusinessProfit vs Cash Flow
The P&L says profit, the bank says otherwise. Both can be right, and the gap is where businesses fail.
Compare side-by-side → BusinessEBITDA vs Operating Profit
One is a defined line in the accounts. The other is a number management chooses to present.
Compare side-by-side → BusinessDebt vs Equity Funding
Borrowing costs money you must repay. Equity costs a share of everything you ever earn.
Compare side-by-side → BusinessROI vs ROAS
A 4x ROAS can still lose money. Break-even ROAS is set entirely by your gross margin.
Compare side-by-side →Understand both sides before you choose.
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