Standard Chartered EaseMyTrip Credit Card Review (2026)

Quick verdict: The Standard Chartered EaseMyTrip Credit Card is best for budget travel bookings. It earns 10X on travel, 2X else, with an annual fee of Rs 350 (waiver on Rs 50,000 spend). Hold it if its strongest category matches where you spend the most, and always pay the full bill to keep the rewards worthwhile.

Overview

The Standard Chartered EaseMyTrip is a very low-fee travel card that rewards flight and hotel bookings with 10X reward points and gives a flat 20% discount on EaseMyTrip with no minimum spend.

At just Rs 350 (waivable), it is an affordable entry into travel rewards, suited to people who book trips on EaseMyTrip and want occasional lounge access.

Fees & Charges

Rewards & Benefits

• 10 reward points per Rs 100 on flight and hotel bookings at standalone airline/hotel sites and apps.
• 2 reward points per Rs 100 on other retail spends.
• Up to 20% direct discount on EaseMyTrip travel bookings with no minimum spend.
• 2 complimentary domestic airport lounge visits a calendar year.
• Reward points redeemable on the bank’s 360 Rewards platform.

Pros & Cons

Who Should Get This Card?

• Budget travellers who book via EaseMyTrip
• People wanting cheap entry to travel rewards
• Occasional flyers who want some lounge access

Frequently Asked Questions

How to Get the Most from the Standard Chartered EaseMyTrip Credit Card

• Use it where it is strongest — budget travel bookings — where it earns 10X on travel, 2X else; route other spends to a card that rewards them better.
• Always pay the full statement balance by the due date so interest never eats your rewards.
• Track the fee and its waiver (Rs 350 (waiver on Rs 50,000 spend)) and aim to cross the waiver spend if the card is worth keeping.
• Redeem rewards regularly through the highest-value option so points or cashback never lapse.
• Set up auto-pay, transaction alerts and sensible online/international limits in the issuer’s app.

Eligibility & Documents

Exact criteria depend on Standard Chartered and the card variant, but for the Standard Chartered EaseMyTrip Credit Card you will usually need:

• Age: generally 18–65 years.
• Income: a stable salaried or self-employed income; entry cards often start around ₹15,000–₹25,000 a month, while premium variants need more.
• Credit score: 700+ helps, and 750+ unlocks the best terms and limits.
• Documents: PAN (mandatory), an address proof (Aadhaar/passport/utility bill), income proof (salary slips, Form 16 or ITR) and a photograph.

Existing Standard Chartered customers, and applicants with a clean repayment history, typically see faster approval and higher starting limits.

How Rewards Work & Redemption

This card earns 10X on travel, 2X else. To judge its real value, look past the headline rate to what each reward is actually worth on redemption — cashback is credited at face value to your statement, while points and miles vary by how you redeem them (vouchers, catalogue products, statement credit, or airline/hotel transfers, which usually give the best value). Redeem before any expiry, and remember that fuel, rent, wallet loads and government payments are commonly excluded from rewards.

Plan Smarter With Free Tools

Get more out of this card with our free, no-login calculators and guides:

• EMI Calculator — work out the real cost before converting a big purchase to EMI.
• Interest Calculator — see how much revolving a balance actually costs you.
• Currency Converter — check live forex rates before spending or travelling abroad.
• Finance Glossary — plain-language definitions of APR, billing cycle, utilisation and more.
• Learn Hub — quizzes, flashcards and guides to sharpen your money skills.
• Compare all 60 cards — see how this card stacks up against the rest.

Related Credit Cards

Still comparing? Look at these related cards, or browse the full best credit cards in India guide and comparison table:

• Axis Bank Atlas Credit Card — Air miles & travel
• American Express Platinum Travel Credit Card — Travel milestones
• RBL Bank World Safari Credit Card — Zero-forex travel
• IndusInd Bank Legend Credit Card — Low forex & lifetime value
• IRCTC SBI Card Premier — Train travel