EazyDiner IndusInd Bank Platinum Credit Card Review (2026)

Quick verdict: The EazyDiner IndusInd Bank Platinum Credit Card is best for dining (lifetime free). It earns 25-50% off dining; EazyPoints, with an annual fee of Lifetime free (Rs 0). Hold it if its strongest category matches where you spend the most, and always pay the full bill to keep the rewards worthwhile.

Overview

The EazyDiner IndusInd Bank Platinum is a lifetime-free dining card that pairs an EazyDiner Prime membership with deep restaurant discounts and EazyPoints redeemable for meals and stays.

For anyone who eats out even a couple of times a month, the 25-50% dining discounts can easily outweigh the zero fee, making it a strong everyday dining companion.

Fees & Charges

Rewards & Benefits

• Complimentary 3-month EazyDiner Prime membership with 25%-50% off at 2,000+ restaurants and bars.
• Extra 20% off (up to Rs 500) when paying via PayEazy in the EazyDiner app, up to 3 times a month.
• 500 welcome EazyPoints plus 2X EazyPoints, redeemable for free meals and hotel stays.
• Up to 50% savings on dining bills overall.
• Prime membership renewal on spending Rs 30,000 in 90 days.

Pros & Cons

Who Should Get This Card?

• People who eat out or order in often
• Foodies who want restaurant discounts
• Anyone wanting a no-fee dining card

Frequently Asked Questions

How to Get the Most from the EazyDiner IndusInd Bank Platinum Credit Card

• Use it where it is strongest — dining (lifetime free) — where it earns 25-50% off dining; EazyPoints; route other spends to a card that rewards them better.
• Always pay the full statement balance by the due date so interest never eats your rewards.
• Track the fee and its waiver (Lifetime free (Rs 0)) and aim to cross the waiver spend if the card is worth keeping.
• Redeem rewards regularly through the highest-value option so points or cashback never lapse.
• Set up auto-pay, transaction alerts and sensible online/international limits in the issuer’s app.

Eligibility & Documents

Exact criteria depend on IndusInd Bank and the card variant, but for the EazyDiner IndusInd Bank Platinum Credit Card you will usually need:

• Age: generally 18–65 years.
• Income: a stable salaried or self-employed income; entry cards often start around ₹15,000–₹25,000 a month, while premium variants need more.
• Credit score: 700+ helps, and 750+ unlocks the best terms and limits.
• Documents: PAN (mandatory), an address proof (Aadhaar/passport/utility bill), income proof (salary slips, Form 16 or ITR) and a photograph.

Existing IndusInd Bank customers, and applicants with a clean repayment history, typically see faster approval and higher starting limits.

How Rewards Work & Redemption

This card earns 25-50% off dining; EazyPoints. To judge its real value, look past the headline rate to what each reward is actually worth on redemption — cashback is credited at face value to your statement, while points and miles vary by how you redeem them (vouchers, catalogue products, statement credit, or airline/hotel transfers, which usually give the best value). Redeem before any expiry, and remember that fuel, rent, wallet loads and government payments are commonly excluded from rewards.

Plan Smarter With Free Tools

Get more out of this card with our free, no-login calculators and guides:

• EMI Calculator — work out the real cost before converting a big purchase to EMI.
• Interest Calculator — see how much revolving a balance actually costs you.
• Finance Glossary — plain-language definitions of APR, billing cycle, utilisation and more.
• Learn Hub — quizzes, flashcards and guides to sharpen your money skills.
• Compare all 60 cards — see how this card stacks up against the rest.

Related Credit Cards

Still comparing? Look at these related cards, or browse the full best credit cards in India guide and comparison table:

• Axis Bank MyZone Credit Card — Entertainment & lifestyle
• SBI Card ELITE — Lifestyle & movies
• Swiggy HDFC Bank Credit Card — Food delivery & dining
• HSBC Live+ Credit Card — Dining, groceries & food delivery
• ICICI Bank Coral Credit Card — Entry-level lifestyle